When you work with us, you will get a customized comparison of coverages and rates from all of our top insurance companies. Think you are paying too much? New Canadian driver? Too many tickets? We can help. Contact us today and start your Peace of Mind Journey with our team. - Personal Auto - Business Auto - ATV Insurance - Snowmobile Insurance - Uber Insurance Car Insurance Car insurance doesn’t have to be confusing or difficult.
At SurNet, we have taken the guesswork out of getting a customized and affordable quote. When you work with a SurNet broker, you will get a customized comparison of coverages and rates from all of our top insurance companies. Think you are paying too much? New Canadian driver? Too many tickets? We can help. Contact us today and start your Peace of Mind Journey with SurNet. Q. Do I need car insurance? A. Ontario law requires that all motorists have auto insurance. If you drive in Ontario without car insurance, you can be fined, have your driver’s licence suspended and/or have your car impounded. Fines can range from $5,000 to $50,000. Furthermore, if you are convicted of driving without car insurance, you may be considered a high risk driver which means higher premiums. Even though we do have options for you, we highly recommend that you don’t drive without a valid insurance policy.
Q. What coverage do I need? A. In Ontario, you are required to purchase the following coverages: Third Party Liability – This protects you if someone else is killed or injured or their property is damaged. It will also provide coverage for lawsuits against you. Although other amounts are available, $1 million is typically the lowest anyone should have. Your SurNet broker will be able to discuss your personal needs and make recommendations you can choose from. Statutory Accident Benefits – Regardless of who is at fault, “SAB’s” provide benefits if you are injured in a car accident. They include supplementary medical, rehabilitation and attendant care, caregiver, non-earner and income replacement. You have the option to increase